Adjustable Rate Loans - with various terms

Construction Loans – to finance the construction of a borrower’s single family primary residence

 Coop Apartment Loans - portfolio and Fannie Mae, long term mortgages and HELOC s

 Condo/Coop blanket Loans - up to $1 Mil for land or recreation lease buyout and for Refurbishing

 First Time Home Buyer - Several little or no down payment plans

 Fixed Rate Loans - portfolio and secondary market terms

 Jumbo Mortgages - up to $2 Mil for single family homes

 Jumbo Mortgages (Blended) – when the blended rate of a conforming and second mortgage combination is lower than a single Jumbo

 Multi-Family loans - Up to 15 units for investment, rehab, condo conversion

 Reduced Document loans - Income not fully verified for qualified borrowers

 PMI plans - Allows for lower down payments to qualified borrowers

Refurbishing loans - long term amortizing Fixed Rate or ARM mortgage loan with an interest only draw period during refurbishing. Available for single and multi-family properties.