Loan Application

Loan Applicants must be over 18. All applications are subject to credit approval.

Applying for a Mackinac mortgage loan to purchase or refinance a home is quick and easy. We will gladly answer any questions you have about the process.

Prequalify. With prequalification, your offer will have more credibility and have a better chance of being accepted by a seller. Also, the application process will move ahead faster. Contact a loan officer for your prequalification letter. It’s free and quick.

Short Form Application. Complete and submit our short form application and a loan officer will contact you shortly by phone to complete your application.

Full Application. If you prefer, you can submit a secure full online application (without providing your Social Security Number and certain other private information). You can also download the offline applicationcomplete it and mail, fax or deliver it to us. Make sure you include all the application information.

Additional Considerations. Please include any information about yourself, your credit history, or the property that may not be properly covered in your application and that you think will help Mackinac make a favorable decision.