MASSHousing Loans


What are the features?

  • Affordable interest rates, fixed for the life of the loan
  • 30-year repayment terms
  • Mortgage payment protection, which helps pay your loan in case you lose your job
  • No hidden fees or other surprises

No PMI program

  • A tremendous savings over FHA and clear tax deductibility
  • Up to 97% loan-to-value ratio financing on single-family homes and condominiums; 
  • 95% financing on 2-, 3- and 4-family homes

Additional Benefits

  • Very low-down payment options
  • Flexible underwriting and income limits mean more families qualify
  • Loans serviced by MassHousing.  If you have a question or concern, You can go to the Source!
  • “RightRate” Loans for Lower-Income Homebuyers – all the same features of a MassHousing Mortgage with lower interest rates!

Contact a Massachusetts loan officer for current rates and more details.